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What type of insurance should a roofing contractor have?

Jun 27


If you're not in the construction industry or construction, you might not have any knowledge about roofing services for residential homes in your region. A typical homeowner doesn't have to replace their roof at least every couple of years.

If you're in the process of trying to locate a roofing contractor for your home, you may be confused about which one to choose. You know enough about roofing to be aware that you shouldn't settle for the lowest bid however, how do you choose from all the roofing companies for homes that are in your vicinity? Take a look at Steadfast Roofing this time and you'll discover our services outstanding and effective every step of the way.


A way to narrow your choices is to find out which companies have roofing contractors insurance. In the end, roofing is dangerous work, and it is best to choose an organization that is covered by all the insurance that roofing contractors are required to possess. If you do not have the proper insurance, you could be held responsible for any negative events that happen on site.


In addition, some states require roofers to be adequately insured. If a roofing business doesn't follow this requirement, how much should you be able to trust them to put up roofing on your home?


Here are some important things you should be aware of about roofing contractor insurance. This information will allow you to select the ideal roofer for your task. This is where you'll only have the options in terms of repair for leaks in the roof near me.

The Types of Insurance that Roofing Contractors Should Have

All roofing companies should have two major kinds of insurance for roofing contractors general liability and workers' compensation.


General Liability Insurance for Roofing Contractors

General liability insurance protects the roofer in case they cause property damage or injure someone else.


Let's say you have a roofer ascending to your roof in order to fix a couple of shingles close to your chimney. While working on your roof an employee accidentally hits the edge of your chimney and breaks a few bricks. The bricks fell and struck the head of the delivery driver on his way to your home.


The general liability insurance for roofing contractors will cover the damage to your property as well as (more importantly) the injuries to the delivery driver's head.Feel free to get in touch with roof repair service pittsburgh.


Workers Compensation Insurance

Don't believe in companies that don't ensure the safety of their employees. It is important to check the safety ratings of each roofing company. The residential roofing company you select should have workers' comp insurance in order to protect them as well as their customers.


Let's say a roofer gets an injury severe during the course of work on your property. Roofers can sometimes die from their dangerous jobs even though it's difficult to imagine.


Workers' compensation insurance provides protection for employees who are injured or fall ill on the job and are unable to return to work.


Imagine what it would be like when a worker gets injured on your property. If they weren't adequately covered the worker who suffered the injury, or their family, could attempt to sue the homeowner.


We know most homeowners don't look at these "what could happen ifs" when selecting an expert residential roofing contractor to complete a task. It could be disastrous to not check on the company's insurance coverage.


Select only insured residential roofing companies to narrow your search. Request proof of insurance. Also make sure to ask any subcontractors that may be working on the property for proof of insurance too.


Steadfast roofing is the most secure choice

The Roof Leak Specialist is more secure than other residential roofing firms who rush to work after the storms. We carry all the required roofing contractors insurance in every state that we cover.


To get a free roof inspection, ask for the proof of insurance. Make an appointment today.


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Steadfast Roofing
350 Greater Butler Mart, Butler, PA 16001, United States